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Is a Home Mortgage Loan Litigation Right For ?

 

Posted on April 16th, 2009 in Bankruptcy, Mortgage Loan Litigation |

A home Mortgage Loan Litigation is an excellent alternative to filing a chapter 13 Bankruptcy for home owners. In order to qualify for a home Mortgage Loan Litigation, a home owner generally has negative equity (meaning their mortgages are worth more then their home is), they have undergone some sort of temporary financial hardship (divorce, medical illness, loss of job), has a principle, interest, taxes and insurance payment that is greater than 50% of their current monthly income, and has the ability to pay the mortgage once the mortgage is modified.

 

The trick with Mortgage Loan Litigations is that it truly is a time consuming process and if a Mortgage Loan Litigation package is not presented to the lender accurately, than the modification is more than likely to be rejected. Moreover, dealing with the various departments at lenders can be overwhelming and tricky. Often times, when a borrower submits a Mortgage Loan Litigation request to their respective lender or servicer, the modification is lost in the pile of paperwork at the bank or is shuffled from department to department. So a borrower who is seeking a modification is spending most of their time on the phone or near the fax machine submitting paperwork rather than what they should be doing; looking for a job!

 

The Law Offices of Haffar & Associates is a San Diego law firm that helps clients with Mortgage Loan Litigations in California. Our experienced attorneys and staff have secured many Mortgage Loan Litigations for our clients. So if you need assistance with your Mortgage Loan Litigation, please do not hesitate to contact our law office toll free at (877) 696-6576. At Haffar & Associates Law Firm, we will take the mystery out of the Mortgage Loan Litigation process for you, present your case to your lender in the most persuasive manner and aggressively negotiate your modification to maximum extent possible!

 

 

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Is a Home Mortgage Loan Litigation Right For ?
A home Mortgage Loan Litigation is an excellent alternative to filing a chapter 13 Bankruptcy for home owners. In order to qualify for a home Mortgage Loan Litigation..........

 

Bankruptcy and Bankruptcy Alternatives-Which One is Right for You?

Determining whether to file bankruptcy can be confusing considering the many advertisements and solicitations you may see on television or hear on the radio or receive in the mail. Many companies are offering home Mortgage Loan Litigations or debt settlements...........

 

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The Law offices of Haffar & Associates is happy to be a proud sponsor of The Counsel of American Islamic Relations (”CAIR”) San Diego Chapter’s second annual banquet dinner!