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Bankruptcy

 

 

Bankruptcy

At Haffar & Associates, we realize that bankruptcy is something that can happen to anyone, and we can help if you become overwhelmed by mounting financial debt. If your financial situation has become more than you can handle, you need to know that you have options. At Haffar & Associates we can guide you through those options.

 

 

Chapter 7 Bankruptcy

The most common form of consumer bankruptcy is Chapter 7 Liquidation. Chapter 7 bankruptcy is ideal for individuals with smaller amounts of debt and little valuable property. Chapter 7 often enables filers to discharge most of their debt quickly, although some types of debt, such as taxes owed and property mortgages, are exceptions.

 

Chapter 13 Bankruptcy

Chapter-13 bankruptcy, sometimes known as a Wage Earner Plan, is a type of bankruptcy that allows the debtor to keep most or all of their property if they are willing to repay creditors to the extent they can afford to do so over a three to five year period. At Haffar & Associates, we can help you decide if bankruptcy or consolidation is your best option.

 

 

Save Your Home from Foreclosure

Filing for bankruptcy can save your home from foreclosure and allow you to begin taking control of your finances. Our full service law firm has all of the resources and experience to help you navigate the best course for saving your home and assets.

 

 

Bankruptcy Alternatives – Consolidation and Negotiation

Even if it seems like your debt is overwhelming, bankruptcy may not be the best option for you. At Haffar & Associates we offer debt consolidation and debt negotiation services to help you avoid filing for bankruptcy. Undergo a thorough financial evaluation and let us help you decide the best process of resolving your debt. Bankruptcy Attorneys San Diego.

 

 

Mortgage Loan Litigation

If you are in an adjustable rate mortgage with a rate adjustment coming up soon, have a very high interest rate on a longer term fixed rate mortgage, experiencing a temporary financial hardship due to the slowing economy, or was victim to an unscrupulous broker or lender, Haffar & Associates can help you renegotiate your interest rate and loan terms with your lender ultimately lowering your monthly payments or locking you into a longer term fixed rate mortgage at an excellent interest rate and sometimes reduce the principal balance you owe on your home. Even if you haven’t missed a mortgage payment (or if you have missed three or four mortgage payments), Haffar & Associates can negotiate a Mortgage Loan Litigation or workout plan to help you stay in your home. Bankruptcy Attorneys San Diego.

 

• Reduce your interest rate
• Possibly reduce your principle
• Get out of an arm and into a fixed rate mortgage
• Reduce your monthly payments temporarily or permanently

Affordable payment plans to your creditors
Haffar & Associates invites you to contact us anytime at (877) 696-6576 with any questions you may have. We want to remind you again that there is hope and that you do not have to lose your home to foreclosure or make substantially higher mortgage payments in relation to your income.

 

 

Law Firm Haffar & Associates provides assistance with the following cases:

Bankruptcy Law | Personal Injury Law | Criminal Defense | Family Law

 

Ready to Speak to an Attorney?

 

Give us a call or drop us an email
for a free consultation.

 

Contact Us
625 Broadway
Suite 825
San Diego, CA 92101

(877) 696-6576
email

 

Haffar & Associates Law Firm serves all of San Diego County including El Cajon, Chula Vista, Carlsbad and Down Town San Diego.

 

 

What's New & Interesting

 

Is a Home Mortgage Loan Litigation Right For You?
A home Mortgage Loan Litigation is an excellent alternative to filing a chapter 13 Bankruptcy for home owners. In order to qualify for a home Mortgage Loan Litigation,

 

Haffar & Associates Sponsors CAIR San Diego Second Annual Banquet

The Law offices of Haffar & Associates is happy to be a proud sponsor of The Counsel of American Islamic Relations (”CAIR”) San Diego Chapter’s second annual banquet dinner!